Lloyds Bank Lost Card Guide

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The British bank Lloyds is one of the biggest banks in the UK. It only has branches in England and Wales. There is an arrangement with the Bank of Scotland and Northern Ireland branches of Halifax to provide services for Lloyds customers in those countries. The banking group has international operations as well. Lloyds Bank offers a variety of personal and business financial products and services. These include current accounts, savings accounts, loans, investments, and insurance. If you are a Lloyds customer, the information below will explain what to do if you have lost your Lloyds Bank debit card or credit card.  However, your options may be different when you lose a credit card.

Lloyds Lost My Bank Card

When you have lost your bank card, you will not be able to go to an ATM to withdraw cash or view your balance. You will also not be able to use it to pay for transactions in stores. You could continue to use the details for online transactions or use your digital wallet, but this is not the best idea if somebody else might have your Lloyds bank card. It is necessary to report a lost card to Lloyds Bank so that they can block any transactions on it and issue a replacement card for you. They might contact you by text, phone call, or e-mail to question activity that they think could be fraud. You should go over your recent transactions to make sure that you recognize them all. If there is anything that you definitely did not authorize, then you should inform Lloyds Bank so that you can open a dispute.

Lloyds Bank Lost Card Services

Once Lloyds cancels your card when you report it as missing, you cannot undo it. So, even if your card suddenly turns up later on, you will not be able to continue using it. You will have to wait until you receive the replacement card in the post. If you have a debit card, you can avoid this hassle by temporarily freezing your card while you try looking for it. Should you find it, then you can just unfreeze it and go back to normal. Or if you don’t, you can report it as lost with the peace of mind of knowing that nobody could have been using it. You can only use this option by toggling it on or off in the Lloyds Bank mobile app. You can also report your card as lost or stolen by logging into your Internet Banking account. Fill out and submit the short form and Lloyds Bank will cancel the card right away.

Lloyds Bank Lost Card Number

It will prompt you to tell them the reason for your call in your own words. Simply say “lost card” or “stolen card” as appropriate. It will usually ask you to say or type in details such as your card or account number and date of birth. Once you are through the security checks, it will connect you to a Lloyds Bank adviser. Explain the circumstances and they can arrange for the card to be cancelled. They will organize a replacement card for you, which you should then receive in the post within 3 – 5 days. You should call Lloyds if you do not receive the card after a week. While you are reporting your card, you can also get advice on how to access your account and withdraw cash if you need to do this before getting a new card. Usually, you will be able to go into a Lloyds Bank branch with photo ID and ask to withdraw money over the counter.